GEORGE C. PRATT, Circuit Judge:
This appeal, which arises from a large mortgage transaction gone awry, raises a novel issue under Michigan state law. For this reason, and because the issue appeared to be one of particular importance to the state of Michigan, we certified the state law issue to the Michigan Supreme Court at plaintiff's request. That court, however, declined (by a 4-3 vote) to answer our query, so we are left to determine on our own plaintiff's attempt...
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