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TALAIE v. WELLS FARGO BANK, NA

No. 13-56314.

808 F.3d 410 (2015)

Mohammad Ali TALAIE, an individual on behalf of himself and all others similarly situated; Rosa W. Talaie, an individual on behalf of herself and all others similarly situated, Plaintiffs-Appellants, v. WELLS FARGO BANK, NA; US Bank NA, National Association as Trustee, Defendants-Appellees.

United States Court of Appeals, Ninth Circuit.

Filed December 14, 2015.

Attorney(s) appearing for the Case

Lenore L. Albert (argued), Huntington Beach, CA, for Plaintiffs-Appellants.

Paul W. Sweeney (argued), Kevin S. Asfour , and Nancy C. Hagan , K & L Gates LLP, Los Angeles, CA, for Defendants-Appellees.

Before: WILLIAM A. FLETCHER and RONALD M. GOULD, Circuit Judges, and DANA L. CHRISTENSEN, Chief District Judge.

OPINION

We consider the retroactivity of 15 U.S.C. § 1641(g), a 2009 amendment to the 1968 Truth in Lending Act (TILA). Section 1641(g) requires a creditor who obtains a mortgage loan by sale or transfer to notify the borrower of the transfer in writing. Although several district courts have issued decisions...

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