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BENZEMANN v. CITIBANK N.A.

Docket No. 14-2668-CV.

806 F.3d 98 (2015)

Alexander A. BENZEMANN, Plaintiff-Appellant, v. CITIBANK N.A., Houslanger & Associates, PLLC, Todd E. Houslanger, and New Century Financial Services, Defendants-Appellees.

United States Court of Appeals, Second Circuit.

Decided: November 16, 2015.

Attorney(s) appearing for the Case

Andrew L. Tiajoloff , Tiajoloff & Kelly LLP ( Edward P. Kelly , on the brief), New York, N.Y., for Plaintiff-Appellant Alexander A. Benzemann.

Robert J. Bergson , Abrams Garfinkel Margolis Bergson, LLP ( Eric B. Post , on the brief), New York, N.Y., for Defendants-Appellees Houslanger & Associates, PLLC and Todd E. Houslanger.

Anthony I. Giacobbe , Zeichner Ellman & Krause LLP ( Barry J. Glickman , on the brief), New York, N.Y., for Defendant-Appellee Citibank, N.A.

Before: CABRANES, POOLER, and CHIN, Circuit Judges.

This appeal concerns the Fair Debt Collection Practices Act's ("FDCPA") statute of limitations, which provides that FDCPA plaintiffs must file suit "within one year from the date on which the violation occurs." 15 U.S.C. § 1692k(d). We hold that an FDCPA violation "occurs" within the meaning of Section 1692k(d) when a...

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