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MacKENZIE v. FLAGSTAR BANK, FSB

No. 13-1236.

738 F.3d 486 (2013)

Lynne MacKENZIE and James MacKenzie, Plaintiffs, Appellants, v. FLAGSTAR BANK, FSB, Defendant, Appellee, Harmon Law Offices, P.C., Defendant.

United States Court of Appeals, First Circuit.

December 30, 2013.

Attorney(s) appearing for the Case

Christopher R. Whittingham , for appellants.

Carol E. Kamm , with whom Jamie L. Kessler and Donn A. Randall were on brief, for appellee.

Before HOWARD, SELYA, and STAHL, Circuit Judges.

STAHL, Circuit Judge.

Appellants Lynne and James MacKenzie ("MacKenzies") filed an amended complaint alleging eleven counts of state law violations related to the decisions of Flagstar Bank, FSB ("Flagstar") to deny them a loan modification under the Home Affordable Modification Program ("HAMP") and to foreclose on their home.1 The district court dismissed the complaint. For the following reasons, we affirm.

I. Background

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