TJOFLAT, Circuit Judge:
Plaintiff borrower, Kenneth R. Christ Jr., sued his lender, Beneficial Florida, Inc. ("BFI"), and a number of affiliated corporations for violating the Truth in Lending Act ("TILA"). Christ alleged that BFI listed a fee for non-filing insurance ("NFI") in the wrong column of a disclosure form. The district court certified a class of plaintiffs represented by Christ, granted summary judgment on the merits in favor of the plaintiff class, and...
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