MEMORANDUM OF DECISION
JIM D. PAPPAS, Bankruptcy Judge
Introduction
Before the Court are cross motions for summary judgment in this adversary proceeding. A hearing was conducted on the motions on November 4, 2009, and the Court took the issues under advisement. Having considered the submissions of the parties, the arguments of counsel, as well as the applicable law, this Memorandum disposes of the motions. Fed. R. Bankr. P. 7052; 9014.
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