BROWN v. TRAVELERS CASUALTY INSURANCE COMPANY

Civil No. 15-50-ART.

DR. GARY BROWN, DMD, PSC, and BRYAN PRYOR, individually and on behalf of all others similarly situated, Plaintiffs, v. TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA and THE TRAVELERS HOME AND MARINE INSURANCE COMPANY, Defendants.

United States District Court, E.D. Kentucky, Southern Division, Pikeville.

April 25, 2016.


Attorney(s) appearing for the Case

Dr. Gary Brown, DMD, PSC, Plaintiff, represented by Bartley K. Hagerman , Mehr Fairbanks & Peterson Trial Lawyers, PLLC, Erik David Peterson , Mehr Fairbanks & Peterson Trial Lawyers, PLLC, M. Austin Mehr , Mehr Fairbanks & Peterson Trial Lawyers, PLLC & Philip G. Fairbanks , Mehr Fairbanks & Peterson Trial Lawyers, PLLC.

Bryan Pryor, Plaintiff, represented by Bartley K. Hagerman , Mehr Fairbanks & Peterson Trial Lawyers, PLLC, M. Austin Mehr , Mehr Fairbanks & Peterson Trial Lawyers, PLLC, Philip G. Fairbanks , Mehr Fairbanks & Peterson Trial Lawyers, PLLC & Erik David Peterson , Mehr Fairbanks & Peterson Trial Lawyers, PLLC.

Travelers Casualty Insurance Company of America, Defendant, represented by Michael S. Maloney , Schiller, Osbourn, Barnes & Maloney, PLLC, Stephen E. Goldman , Robinson & Cole LLP, pro hac vice, Stephen Keller , Schiller, Osbourn, Barnes & Maloney, PLLC & Wystan M. Ackerman , Robinson & Cole LLP, pro hac vice.

The Travelers Home and Marine Insurance Company, Defendant, represented by Michael S. Maloney , Schiller, Osbourn, Barnes & Maloney, PLLC, Stephen E. Goldman , Robinson & Cole LLP, pro hac vice, Stephen Keller , Schiller, Osbourn, Barnes & Maloney, PLLC & Wystan M. Ackerman , Robinson & Cole LLP, pro hac vice.


MEMORANDUM OPINION AND ORDER

When a storm damages the roof of a building, the homeowner often files a claim with his insurance company. Under the terms of many insurance policies — like the two at issue here — the homeowner may elect to receive the "actual cash value" of the damage to the roof...

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