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BEAUDRY v. TELECHECK SERVICES, INC.

No. 08-6428.

579 F.3d 702 (2009)

Cheryl BEAUDRY, individually and on behalf of all others similarly situated, Plaintiff-Appellant, v. TELECHECK SERVICES, INC., Telecheck International, Inc. and First Data Corporation, Defendants-Appellees.

United States Court of Appeals, Sixth Circuit.

Decided and Filed: August 28, 2009.

Attorney(s) appearing for the Case

ARGUED: Martin D. Holmes, Dickinson Wright PLLC, Nashville, Tennessee, for Appellant. David R. Esquivel, Bass Berry & Sims, PLC, Nashville, Tennessee, for Appellee. ON BRIEF: Martin D. Holmes, Dickinson Wright PLLC, Nashville, Tennessee, for Appellant. David R. Esquivel, Wallace W. Dietz, Stephen J. Jasper, Bass Berry & Sims, PLC, Nashville, Tennessee, for Appellee.

Before KEITH, SUTTON and WHITE, Circuit Judges.

OPINION

SUTTON, Circuit Judge.

Cheryl Beaudry appeals the district court's dismissal of her lawsuit under the Fair Credit Reporting Act (FCRA or the Act). Because FCRA's private right of action does not require proof of actual damages as a prerequisite to the recovery of statutory damages for a willful violation of the Act, we reverse.

I.

In 2007, Cheryl Beaudry sued the defendants, a group of foreign corporations who provide check-verification...

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