FINDINGS OF FACT AND CONCLUSIONS OF LAW
JACK B. SCHMETTERER, Bankruptcy Judge.
A. The Parties
1. The Debtor is Ignacio Payan ("Debtor").
2. The Creditors are PNC Bank N.A. and U.S. Bank National Association ("Creditors").
B. Factual Background
1. On or about July 12, 2016, Debtor...
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