POSNER, Circuit Judge.
With the growth of employers' liability for discrimination, retaliation, harassment, wrongful termination, and other, similar torts committed against employees (torts not involving physical injury and therefore not preempted by workers' compensation), demand has grown for "employment practices liability" insurance. James B. Dolan Jr., "The Growing Significance of Employment Practices Liability Insurance," GP Solo Magazine, Sept. 2005...
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