DONEGAL MUT. INS. CO. v. BAUMHAMMERS


938 A.2d 286 (2007)

DONEGAL MUTUAL INSURANCE COMPANY, Appellant v. Richard BAUMHAMMERS, Andrejs Baumhammers, Inese Baumhammers, May-Lin Kung, Administratrix of the Estate of Ji-Ye Sun, and May-Lin Kung in her own right, Sanford Gordon, Administrator of the Estate of Anita Gordan, and Sanford Gordan in his own right, Zetta Renee Lee, Administratrix of the Estate of Garry Lee, Jane/John Doe, Administrator of the Estate of Anil Thakur, Bang Ngoc Ngo, Administrator of the Estate of Thao Q. Pham, Sandip Patel, and United Services Automobile Association, Appellees.

Supreme Court of Pennsylvania.

Decided December 27, 2007.


Attorney(s) appearing for the Case

Scott Alden Millhouse, Meyer, Darragh, Buckler, Babenek & Eck, P.L.L.C., Pittsburgh, for Donegal Mut. Ins. Co., appellant.

Paul Richard Walker, Thomas, Thomas & Hafer, L.L.P., Harrisburg, for PA Ass'n of Mut. Ins. Companies, appellant amicus curiae.

William T. Salzer, Swartz Campbell, L.L.C., Philadelphia, for PA Defense Inst., et al., appellant amici curiae.

Stephen John Poljak, Richard Bruce Morrison, Marshall, Dennehey, Warner, Coleman & Goggin, P.C., Pittsburgh, for United Services Auto. Ass'n., appellee.

William R. Caroselli, Caroselli, Beachler, McTiernan & Conboy, L.L.C., Pittsburgh, for Sanford Gordon, appellee.

Christina Kaiser Hurnyak, Tarasi & Tarasi, P.C., Pittsburgh, for Sandip Patel, appellee.

Richard A. Baumhammers, appellee pro se.

James Joseph Ross, Bowers, Ross and Fawcett, L.L.C., Ambridge, for Zetta Renee Lee, appellee.

William R. Tighe, Richard B. Tucker, Tucker Arensberg, P.C., Pittsburgh, for Andreja Baumhammers & Inese Baumhammers, appellees.

Charles A. Knoll, Vincler Knoll, P.C., for Bang Ngoc Ngo et al., appellees.

William Peter Chapas, Wallace, Barozzini, Harvey & Zimmaro, P.C., for May-Ling Kung, appellee.

Arthur L. Bugay, Galfand Berger, L.L.P., Philadelphia, for PA Trial Lawyers Ass'n, appellee amicus curiae.

Jacquelyn Jean Anger, Conrad, O'Brien, Gellman & Rohn, P.C., Philadelphia, for Greene Tweed & Co., Inc., Appellee amicus curiae.

BEFORE: CAPPY, C.J., CASTILLE, SAYLOR, EAKIN, BAER and BALDWIN, JJ.


OPINION

Justice BALDWIN.

Facts and Procedural History

Appellant, Donegal Mutual Insurance Company ("Donegal") asks this court to determine whether multiple shootings perpetrated by Richard Baumhammers ("Baumhammers"), an adult, resulting in the death of five individuals and serious bodily injury of a sixth, qualifies as an "accident" pursuant to Donegal's insurance policy, requiring Donegal to provide coverage to Andrejs and Inese...

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