IN RE LORENZ

BAP No. MW 05-031. Bankruptcy No. 03-47259-JBR. Adversary No. 04-4305.

337 B.R. 423 (2006)

Craig A. LORENZ, Debtor. Craig A. Lorenz, Plaintiff/Appellee, v. American Education Services/Pennsylvania Higher Education Assistance Agency, Defendant/Appellant.

United States Bankruptcy Appellate Panel for the First Circuit.

February 1, 2006.


Attorney(s) appearing for the Case

Neil D. Warrenbrand, on brief for Defendant/Appellant.

Robert F. Casey, on brief for Plaintiff/Appellee.

Before LAMOUTTE, HAINES and DEASY, United States Bankruptcy Appellate Panel Judges.


HAINES, Bankruptcy Judge.

American Education Services/Pennsylvania Higher Education Assistance Agency ("AES/PHEAA")1 appeals from the bankruptcy court's judgment deeming the debtor's student loan obligations to AES/PHEAA dischargeable pursuant to 11 U.S.C. § 523(a)(8). We conclude that, given the debtor's income, his expenses, and the conceded economic relationship of the debtor and his life...

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