COFFIN, Senior Circuit Judge.
Appellant is the debtor in a Chapter 7 bankruptcy proceeding. The total indebtedness revealed by her bankruptcy schedules was approximately $285,000; of this amount, some $140,000 consisted of student loans, made or guaranteed by state student loan foundations, universities, and the United States Department of Education. This appeal stems from an adversary proceeding brought by appellant against these entities in the bankruptcy court...
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