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DURKIN v. EQUIFAX CHECK SERVICES, INC.

No. 04-2289.

406 F.3d 410 (2005)

Michael DURKIN and Loretta Reed, individually and on behalf of all others similarly situated, Plaintiffs-Appellants, v. EQUIFAX CHECK SERVICES, INC., a Delaware corporation, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided April 18, 2005.

Attorney(s) appearing for the Case

David J. Philipps, Gomolinski & Philipps, Hickory Hills, IL, for Plaintiffs-Appellants.

Christopher V. Langone (argued), David L. Hartsell (argued), McGuirewoods, Chicago, IL, for Defendant-Appellee.

Before COFFEY, RIPPLE, and MANION, Circuit Judges.

MANION, Circuit Judge.

Equifax Check Services, Inc.,1 uses a series of form letters to assist it in collecting debts from dishonored checks, Equifax mailed such a series of letters to Michael Durkin and, separately, to Loretta Reed. Believing that certain letters were unacceptably confusing, Durkin, and later Reed, sued Equifax under the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. §§ 1692, et seq. The district...

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