MEMORANDUM OPINION
PAMELA S. HOLLIS, Bankruptcy Judge.
Creditor GMAC Mortgage Corporation objected to confirmation of the Wilsons' Chapter 13 plan, arguing that it impermissibly modifies GMAC's rights to administer and enforce the terms of its home mortgage loan in violation of § 1322(b)(2) of the Bankruptcy Code. The Wilsons used the Chapter 13 Model Plan, which is required of all Chapter 13 debtors in the Northern District of Illinois ("Model Plan...
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