CAMACHO v. BRIDGEPORT FINANCIAL INC.

No. 04-17126.

430 F.3d 1078 (2005)

Rita CAMACHO, on behalf of herself and all others similarly situated, Plaintiff-Appellee, v. BRIDGEPORT FINANCIAL INC., Defendant-Appellant, and Ray Lewis, Christina Harbridge, Defendants.

United States Court of Appeals, Ninth Circuit.

Filed December 12, 2005.


Attorney(s) appearing for the Case

Mark E. Ellis, Murphy, Pearson, Bradley & Feeney, Sacramento, CA, for the defendant-appellant.

Richard J. Rubin, Santa Fe, NM, for the plaintiff-appellee.

Before: FARRIS, TASHIMA, and CALLAHAN, Circuit Judges.


TASHIMA, Circuit Judge:

Rita Camacho ("Camacho"), a debtor, sued Bridgeport Financial, Inc. ("Bridgeport Financial"), a debt collector, for violations of the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. §§ 1692g and 1692e. Camacho alleges that Bridgeport Financial's initial collection notice, which stated that Camacho could only dispute the validity of the debt in writing, misrepresented Camacho's rights. The district court denied Bridgeport Financial...

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