OPINION
BATCHELDER, Circuit Judge.
Defendant-Appellant Pennsylvania Higher Education Assistance Agency ("PHEAA") appeals the Bankruptcy Appellate Panel's ("BAP") order affirming the bankruptcy court's order granting partial discharge of Plaintiff-Appellee Rose Tirch's student loan debt. Because the record does not support the bankruptcy court's findings that Tirch's ailments preclude her return to work and are likely to persist for a significant portion...
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