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IN RE PRICE

No. 03-2084.

370 F.3d 362 (2004)

In re: Michael B. PRICE; Christine R. Price, Debtors Michael B. Price; Christine R. Price, Appellants v. Delaware State Police Federal Credit Union U.S. Trustee, Trustee.

United States Court of Appeals, Third Circuit.

Filed June 3, 2004.

Attorney(s) appearing for the Case

Andrea G. Green [Argued], Doroshow, Pasquale, Krawitz, Siegel & Bhaya, Dover, for Appellants.

W.J. Winterstein, Jr. [Argued], Bryn Mawr, for Appellee.

Eric L. Frank, Miller, Frank & Miller, Philadelphia, for Amicus-Appellants National Association of Consumer Bankruptcy Attorneys and Consumer Bankruptcy Assistance Project.

Before SLOVITER, RENDELL, and ALDISERT, Circuit Judges.

RENDELL, Circuit Judge.

The Prices are chapter 7 debtors who wanted to use their automobiles while remaining current on their monthly auto loan payments. The lienholder, Delaware State Police Federal Credit Union ("Credit Union"), convinced the Bankruptcy Court and the District Court that section 521(2)(A) of the Bankruptcy Code does not permit the Prices to continue possessing the cars simply by paying their bills, but instead allows the Prices only four options...

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