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KENNEDY v. CHASE MANHATTAN BANK USA, NA

No. 03-30811.

369 F.3d 833 (2004)

Richard D. KENNEDY; Sally S. Kennedy, Plaintiffs-Appellants, v. CHASE MANHATTAN BANK USA, NA; Experian Information Solutions, Inc.; Transunion, LLC; Bank of America, NA (USA), Defendants-Appellees.

United States Court of Appeals, Fifth Circuit.

May 6, 2004.

Attorney(s) appearing for the Case

Richard Kennedy, Metairie, LA, pro se.

Sally Kennedy, Metairie, LA, pro se.

Glenn Lyle Maximilia Swetman, Jeanette Seraile-Riggins, Aultman, Tyner & Ruffin, New Orleans, LA, for Chase Manhattan Bank, NA.

Kelly Titus Scalise, Michael Anthony Golemi, Liskow & Lewis, New Orleans, LA, Jordana Rachel Sternberg, Jones Day, Atlanta, GA, for Experian Information Solutions Inc.

Glenn Paul Orgeron, Karen Waters Shipman, Lemle & Kelleher, New Orleans, LA, for Trans Union LLC.

Stephen Winthrop Rider, Lisa D. Munyon, McGlinchey Stafford, New Orleans, LA, for Bank of America, NA (USA).

Before DAVIS, BENAVIDES and PRADO, Circuit Judges.

PRADO, Circuit Judge:

This appeal arises from a lawsuit brought by Richard D. Kennedy and his wife, Sally S. Kennedy, under the Fair Credit Reporting Act (the Act) against Chase Manhattan Bank USA, NA (Chase Manhattan); Bank of America, NA (USA)(BOA); Experian Information Solutions, Inc. (Experian); and Transunion LLC (Transunion). In their complaint, the Kennedys asserted that the banks violated the Act by obtaining their credit information under false pretenses...

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