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CHARTER OAK FIRE INS. CO. v. COLEMAN

Civil Action No. 3:01CV-553-H.

273 F.Supp.2d 903 (2003)

CHARTER OAK FIRE INSURANCE COMPANY, Travelers Indemnity Company and Essex Insurance Company, Plaintiffs, v. Russ COLEMAN d/b/a Johnny's Bad Ass Motorcycles, P.W.C., Inc. and Lawrence Gray, Defendants.

United States District Court, W.D. Kentucky, At Louisville.

July 24, 2003.

Attorney(s) appearing for the Case

Adam P. Altman, Cozen & O'Connor, Charlotte, NC, David M. Bessho, Cozen & O'Connor, Atlanta, GA, Walter J. Swyers, Jr., Wayne J. Carroll, Matthew Ronald Rheingans, MacKenzie & Peden, Louisville, KY, for Plaintiffs.

Armer H. Mahan, Jr., Lynch, Cox, Gilman & Mahan, P.S.C., Louisville, KY, for Defendants.

MEMORANDUM OPINION

HEYBURN, Chief Judge.

This declaratory judgment action concerns the coverage provided by a commercial general liability policy which Essex Insurance Company ("Essex") issued to Russ Coleman d/b/a Johnny Bad Ass Motorcycles. For the reasons explained in this memorandum, the Court concludes that under the CGL policy, Essex is liable for all damages assessed against Russ Coleman except damage to that portion of the building occupied by Johnny...

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