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IN RE JAMO

No. 01-9010.

283 F.3d 392 (2002)

In re: Stephen J. JAMO and Lynn M. Jamo, Debtors. Stephen J. Jamo and Lynn M. Jamo, Plaintiffs, Appellees, v. Katahdin Federal Credit Union, Defendant, Appellant.

United States Court of Appeals, First Circuit.

Decided March 26, 2002.

Attorney(s) appearing for the Case

Daniel L. Cummings, with whom Norman, Hanson & DeTroy, LLC was on brief, for appellant.

George J. Marcus, with whom Lee H. Bals and Marcus, Clegg & Mistretta, P.A. were on brief, for Maine Credit Union League and Credit Union National Association, amici curiae.

Richard D. Violette, Jr. for appellees.

Before SELYA, Circuit Judge, STAHL, Senior Circuit Judge, and LIPEZ, Circuit Judge.

SELYA, Circuit Judge.

This bankruptcy appeal requires us to decide an issue of first impression at the circuit level: In a Chapter 7 case, may a lender who is owed both secured and unsecured debts insist upon reaffirmation of the latter as a condition to reaffirmation of the former? The bankruptcy court ruled that such an "all or nothing" negotiating posture amounted to a per se violation of the automatic stay, Jamo v. Katahdin Fed. Credit Union,

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