Affirmed by published opinion. Senior Judge MAGILL wrote the opinion, in which Judge WIDENER and Judge MICHAEL joined.
OPINION
MAGILL, Senior Circuit Judge:
This case arises out of a suit by National Enterprises, Inc. (National) against Robert J. Barnes and Vicky Barnes (Barneses) on a personal guaranty executed by the Barneses to secure a note issued by Mid-Carolina Mobile Homes, Inc. (Mid-Carolina). The Barneses appeal the district court's
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