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SANDERS v. JACKSON

No. 99-1673.

209 F.3d 998 (2000)

Michelle SANDERS, individually and on behalf of all others similarly situated, Plaintiff-Appellant, v. John Lee JACKSON and Universal Fidelity Corporation, a Texas Corporation, Defendant-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided April 20, 2000.

Attorney(s) appearing for the Case

David J. Philipps, (argued), Gomolinski & Associates, Hickory Hills, IL, for Plaintiff-Appellant.

Stephen R. Swofford (argued), David M. Schultz, Matthew Henderson, Hinshaw & Culbertson, Chicago, IL, for Defendants-Appellees.

Daniel A. Edelman, Edelman, Combs & Latturner, Chicago, IL, for Amicus Curiae.

Before MANION, KANNE, and ROVNER, Circuit Judges.

MANION, Circuit Judge.

When Michelle Sanders failed to pay a small debt she received a collection letter from Universal Fidelity Corporation. She claims that as an "unsophisticated debtor" she found the letter confusing and misleading. Despite her unsophistication, she quickly contacted a lawyer and initiated a class action lawsuit under the Fair Debt Collection Practices Act (FDCPA or the Act). The parties eventually settled, but they did so without agreeing on a...

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