COMPASS INS. CO. v. CITY OF LITTLETON

No. 96SC852.

984 P.2d 606 (1999)

COMPASS INSURANCE COMPANY, a New York corporation; American Employers' Insurance Company, a/k/a Commercial Union Insurance Company, a/k/a Employer's Fire Insurance Company, a Massachusetts corporation; The Hartford Accident and Indemnity Company, a Connecticut corporation; Fireman's Fund Insurance Companies, a California corporation; The American Insurance Company, A New Jersey corporation; and American States Insurance Company, Petitioners/Cross-Respondents, v. CITY OF LITTLETON, Colorado, a municipal corporation; and City of Englewood, Colorado, a municipal corporation, Respondents/Cross-Petitioners, v. Guaranty National Insurance Company, a Colorado corporation, Cross-Respondent/Cross-Petitioner.

Supreme Court of Colorado, En Banc.

Rehearing Denied August 9, 1999.


Attorney(s) appearing for the Case

Cooper & Clough, P.C., John E. Clough, Denver, Colorado, Traub, Eglin, Liberman, Straus, Richard J. Rogers, Stephen D. Straus, Hawthorne, New York, Attorneys for Petitioner/Cross-Respondent Compass Insurance Company.

Markusson, Green & Jarvis, P.C., James K. Green, Kristin G. Lindberg, Denver, Colorado, Attorneys for Petitioner/Cross-Respondent Commercial Union Assurance Companies.

Roberts & Zboyan, P.C., JoAnne M. Zboyan, Ricardo M. Barrera, Denver, Colorado, Hogan & Harston, L.L.P., William J. Bowman,David G. Leitch, Washington, D.C., Attorneys for Petitioner/Cross-Respondent Hartford Accident and Indemnity Company.

Cook, Fitch & Hames, Scott R. Cook, Englewood, Colorado, Kaufman & Logan LLP, W. Martin Tellegen, San Francisco, California, Attorneys for Petitioners/Cross-Respondents Fireman's Fund Insurance Company and The American Insurance Company.

Richard W. Laugensen, Denver, Colorado, Bingham Summers, Welsh & Spillman, Martha S. Hollingsworth, James M. Hinshaw, Indianapolis, Indiana, Attorneys for Petitioner/Cross-Respondent American States Insurance Company.

Grimshaw & Harring, A Professional Corporation, Larry W. Berkowitz, William J. Brady, Lisa K. Norberg, Denver, Colorado, Attorneys for Respondent/Cross-Petitioner City of Littleton.

Daniel Brotzman, City Attorney, City of Englewood, Englewood, Colorado, Semple, Miller, DeLay & Mooney, P.C., Martin Semple, Denver, Colorado, Anderson, Kill and Olick, P.C., Edward M. Joyce, John P. Gasior, New York, New York, Attorneys for Respondent/Cross-Petitioner City of Englewood.

Diana L. Terry, Denver, Colorado, Attorney for Cross-Respondent/Cross-Petitioner Guaranty National Insurance Company.

White & Steele, P.C., Frederick W. Klann, Denver, Colorado, Attorneys for Amicus Curiae Insurance Environmental Litigation Association.

P.B. Lynn Walker, Lakewood, Colorado, Attorney for Amicus Curiae Waste Management, Inc.

Zevnik, Horton, Guibork, McGovern, Palmer & Fognani, L.L.P., Brian L. Duffy, Denver, Colorado, Michael Y. Horton, Mark B. Hartzler, Los Angeles, California, Matthew W. Cockrell Chicago, Illinois Attorneys for Amicus Curiae City and County of Denver.

Kevin S. Hannon, Denver, Colorado, Attorney for Amicus Curiae Colorado Trial Lawyers Association.

Geoffrey T. Wilson, General Counsel, Denver, Colorado, Inman, Flynn & Biesterfield, P.C., Richard P. Brentlinger, Joel A. Moritz, Michael J. Glade, Robert J. Thomas, Denver, Colorado, Attorneys for Amicus Curiae Colorado Municipal League.


Justice BENDER delivered the Opinion of the Court.

This appeal raises important and difficult issues of insurance contract interpretation concerning whether certain insurance policies provide liability coverage for environmental pollution under the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA).

For a period of several years, Englewood and Littleton (the Cities) jointly operated a wastewater treatment facility that disposed of...

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