OPINION
DAUPHINOT, Justice.
In 1986, Appellants Barry and Lela Brink ("the Brinks") took out two loans totaling $656,235.95 from Appellee Fidelity Bank of Fort Worth ("Fidelity"). Each loan was secured by a separate piece of real property. The Brinks defaulted on both loans, and Fidelity foreclosed on both pieces of property. The deficiencies, totaling $216,507.71, began accruing interest of 10.5 percent annually at the date of foreclosure.
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