MEMORANDUM OPINION
MYRON H. THOMPSON, Chief Judge.
Plaintiffs Jimmy R. and Brenda S. Goodwin and Lera J. and Terry A. Scott brought suit on March 7, 1997, on behalf of themselves and a putative nationwide class, against defendant Ford Motor Credit Company (FMCC). They allege violations of the federal Truth in Lending Act, 15 U.S.C.A. §§ 1601-1693r, and applicable state consumer protection statutes, and also complain of wilful misrepresentation...
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