Chief Justice ROVIRA delivered the Opinion of the Court.
Richard and Rosemary Heller petitioned for certiorari review of Heller v. Fire Insurance Exchange, No. 87CA1045 (Colo. App.1989) (unpublished), which reversed the judgment of the trial court entered on a jury verdict. In Heller, the court of appeals held that the damage to the Heller property was caused by surface water which was excluded from coverage by their insurance policy. We granted certiorari...
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