STEAGALL, Justice.
SouthTrust Bank of Dothan, N.A. ("SouthTrust") filed a complaint against defendants A.G. Branch and Clint Owens in the Houston County Circuit Court, alleging default by Branch and Owens on a promissory note. A default judgment was entered against Owens, and the court entered a Rule 54(b), A.R.Civ.P., certification of finality on July 3, 1986. On June 13, 1986, Branch filed an answer to SouthTrust's complaint and a cross-claim against Owens. On July...
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