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VARNER v. CENTURY FINANCE CO., INC.

Nos. 82-8277, 82-8393 and 82-8425.

738 F.2d 1143 (1984)

Garrett VARNER, Plaintiff-Appellee, Cross-Appellant, v. CENTURY FINANCE COMPANY, INC., Defendant-Appellant, Cross-Appellee. Pearl M. BRADLEY, Plaintiff-Appellant, v. TERMPLAN, INC., Defendant-Appellee. Josephine SIMPSON, Plaintiff-Appellee, Cross-Appellant, v. TERMPLAN, INC. OF GEORGIA, Defendant-Appellant, Cross-Appellee.

United States Court of Appeals, Eleventh Circuit.

August 9, 1984.

Attorney(s) appearing for the Case

Lewis N. Jones, Atlanta, Ga., for Century Finance Co., Termplan, Inc. and Termplan, Inc. of Georgia.

Ralph Goldberg, Atlanta, Ga., for Varner and Simpson.

Joseph H. King, Atlanta, Ga., for Bradley.

Richard V. Karlberg, Jr., Atlanta, Ga., for Termplan, Inc. and Termplan, Inc. of Georgia.

Donald A. Loft, W. Rhett Tanner, Atlanta, Ga., for amicus curiae Termplan and Georgia Consumer Finance Ass'n, Inc.

Charles M. Baird, Atlanta, Ga., for Georgia Legal Services Program.

Before TJOFLAT and VANCE, Circuit Judges, and TUTTLE, Senior Circuit Judge.

VANCE, Circuit Judge:

This consolidated appeal brings to fruition three separate consumer suits seeking statutory damages and attorney fees for violation of the Truth-in-Lending Act (TIL or the Act), 15 U.S.C. §§ 1601 et seq. Pearl Bradley and Josephine Simpson individually sued Termplan, alleging that their finance agreements with that company contained inadequate loan disclosures in violation of Regulation Z. Garrett Varner instituted a similar action...

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