BEER, Judge.
On October 13, 1970, a fire at the Silver Dollar Hotel caused extensive damage to that property, as well as smoke and water damage to the adjoining premises of S. J. Charia & Company (hereafter, "Charia"), whose insurer, Hartford Fire Insurance Company (hereafter, "Hartford"), paid $29,420.68. Since Charia allegedly suffered additional (uninsured) losses amounting to $9,357.88, both Charia and Hartford (as subrogee) sued Mrs. Jewel Wainwright, the...
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