HASTINGS, Senior Circuit Judge.
On November 8, 1971, Jesus Rivota applied to defendant Fidelity & Guaranty Life Insurance Company for a twenty-year term life insurance policy upon his own life in the amount of $21,000. His wife, Maria Rivota, was named in the application as the primary beneficiary. Mr. Rivota paid $36.72 to defendant's agent for interim protection and received in exchange a "conditional receipt." On November 17, 1971, before the application was...
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