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GIBSON v. FIRST FEDERAL SAVINGS & LOAN ASS'N OF DETROIT

No. 74-1334.

504 F.2d 826 (1974)

Harry GIBSON et al., Plaintiffs-Appellants, v. FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DETROIT, Defendant-Appellee.

United States Court of Appeals, Sixth Circuit.

Decided October 17, 1974.

Attorney(s) appearing for the Case

Lloyd E. Powell, Detroit, Mich., Allan Neef, Darden, Neef & Heitsch, Robert Houston, Harry Gibson, Detroit, Mich., for plaintiffs-appellants.

Robert C. Winter, Clark, Klein, Winter, Parsons & Prewitt, Warren D. Couger, Detroit, Mich., for defendant-appellee.

Before CELEBREZZE, LIVELY and ENGEL, Circuit Judges.

LIVELY, Circuit Judge.

The plaintiffs in this action are the owners of real estate on which the defendant holds mortgages that are insured by the Federal Housing Administration (FHA). Each of the mortgages provides that the mortgagors will pay each month to the mortgagee a single payment which includes, in addition to accrued interest and principal sufficient to amortize the loan, an amount in escrow sufficient to pay FHA mortgage insurance premiums, taxes and special...

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