FOX, Chief Justice.
[¶1] William K. Martin loaned his friends, Richard and Paulette Wayman, $100,000 to make a down payment on a ranch. The Waymans defaulted on their mortgage and the lender, Security State Bank (SSB), sold the property at a foreclosure sale. The Waymans never repaid Mr. Martin. In an effort to recover the $100,000 down payment...
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