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IN RE CALCON MUT. MORTG. CORP.

No. S-13-0130.

323 P.3d 1098 (2014)

2014 WY 56

In the Matter of a Violation of the Wyoming Residential Mortgage Practices Act by CALCON MUTUAL MORTGAGE CORPORATION: Calcon Mutual Mortgage Corp., Appellant (Petitioner), v. State of Wyoming, ex rel., Wyoming Department of Audit, Division of Banking, Appellee (Respondent).

Supreme Court of Wyoming.

May 5, 2014.

Attorney(s) appearing for the Case

Representing Appellant: James R. Salisbury and Anthony M. Reyes , Riske & Salisbury, Cheyenne, Wyoming. Argument by Mr. Salisbury.

Representing Appellee: Peter K. Michael , Attorney General; Martin L. Hardsocg , Deputy Attorney General; Ryan T. Schelhaas , Senior Assistant Attorney General. Argument by Mr. Schelhaas.

Before KITE, C.J., and HILL, BURKE, DAVIS, and FOX, JJ.

BURKE, Justice.

[¶ 1] The Wyoming Department of Audit, Division of Banking (Division) conducted a compliance examination of Appellant, CalCon Mutual Mortgage Corporation (CalCon), and determined that, in six separate brokering transactions, CalCon had received application fees and "yield spread premiums" exceeding those previously disclosed to its customers in violation of the Wyoming Residential Mortgage Practices Act. The Division sought reimbursement of the...

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