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WALLACE v. PINNACLE BANK-WYOMING

No. S-11-0230.

275 P.3d 1250 (2012)

2012 WY 64

Earl D. WALLACE and Nawana V. Wallace, Appellants (Defendants), v. PINNACLE BANK-Wyoming, Appellee (Plaintiff).

Supreme Court of Wyoming.

May 4, 2012.

Attorney(s) appearing for the Case

Representing Appellants: Stephen R. Winship of Winship & Winship, P.C., Casper, Wyoming.

Representing Appellee: Michael Messenger and Curtis Cheney of Messenger & Jurovich, P.C., Thermopolis, Wyoming. Argument by Mr. Cheney.

Before KITE, C.J., and GOLDEN, HILL, VOIGT, and BURKE, JJ.

GOLDEN, Justice.

[¶ 1] Earl D. Wallace and Nawana V. Wallace (the Senior Wallaces) borrowed $15,789 from Pinnacle Bank-Wyoming (Pinnacle) to finance a vehicle the Senior Wallaces purchased for their son and his wife (the Junior Wallaces). Although the Senior Wallaces borrowed the money in their own names and agreed to make the payments on the loan, the collateral for the loan was the vehicle they bought for and titled in the Junior Wallaces' names. To that end...

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