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EMER'S CAMPER CORRAL, LLC v. ALDERMAN

No. 2018AP458.

943 N.W.2d 513 (2020)

2020 WI 46

EMER'S CAMPER CORRAL, LLC, Plaintiff-Appellant-Petitioner, v. Michael A. ALDERMAN, Alderman, Inc. d/b/a Jensen-Sundquist Insurance Agency and Western Heritage Insurance Company, Defendants-Respondents.

Supreme Court of Wisconsin.

Opinion Filed: May 21, 2020.

Attorney(s) appearing for the Case

For the plaintiff-appellant-petitioner, there were briefs filed by Steven L. Miller , and Miller Appellate Practice, LLC, River Falls, WI. There was an oral argument by Steven L. Miller.

For the defendant-respondent, there was a brief filed by Rolf E. Sonnesyn , Beth L. LaCanne , and Tomsche, Sonnesyn & Tomsche, P.A., Minneapolis, Minnesota. There was an oral argument by Rolf E. Sonnesyn.

KELLY, J., delivered the majority opinion of the Court, in which ANN WALSH BRADLEY, ZIEGLER, REBECCA GRASSL BRADLEY, DALLET and HAGEDORN, JJ., joined. ROGGENSACK, C.J., filed a dissenting opinion.

¶1 Emer's Camper Corral, LLC ("Camper Corral") thought its insurance agent had acquired a policy with a deductible of $1,000 per camper in the event of hail damage with a $5,000 aggregate deductible limit. In actuality, the policy required a $5,000 deductible per camper, with no aggregate limit. Camper Corral did not discover...

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