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CREDIT ACCEPTANCE CORP. v. CHAO KONG

No. 2011AP476.

822 N.W.2d 506 (2012)

344 Wis.2d 259

2012 WI App 98

CREDIT ACCEPTANCE CORPORATION, Plaintiff-Counterclaim-Defendant-Appellant, v. CHAO KONG and Pam Her, Defendants-Counterclaim-Plaintiffs-Respondents.

Court of Appeals of Wisconsin.

Opinion Filed August 14, 2012.

Attorney(s) appearing for the Case

On behalf of the plaintiff-counterclaim-defendant-appellant, the cause was submitted on the briefs of Lisa M. Lawless and Edward J. Heiser, Jr. , of Whyte Hirschboeck Dudek, S.C., Milwaukee.

On behalf of the defendants-counterclaim-plaintiffs-respondents, the cause was submitted on the brief of Eric L. Crandall , Crandall Law Offices, S.C., New Richmond.

Before HOOVER, P.J., PETERSON and MANGERSON, JJ.

MANGERSON, J.

¶ 1 Credit Acceptance Corporation appeals a judgment dismissing its deficiency action against Chao Kong and Pam Her and awarding Kong and Her damages for violations of the Wisconsin consumer act (WCA). The principal issue in this case is whether the WCA applies to Credit Acceptance's Wisconsin action to obtain a deficiency judgment. We conclude that it does and that Credit Acceptance failed to give proper notice to Kong and Her before repossessing...

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