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LOUN v. U.S. BANK NAT. ASSOCIATION

No. 38769-1-III.

525 P.3d 1280 (2023)

Michelle E. LOUN, Respondent, v. U.S. BANK NATIONAL ASSOCIATION, as Indenture Trustee on Behalf of and With Respect TO Ajax Mortgage Loan Trust 2018-b, Mortgage-Backed Notes, its successors-in-interest and/or assigns, Appellant.

Court of Appeals of Washington, Division 3.

Filed March 28, 2023.

Attorney(s) appearing for the Case

Daniel J. Gibbons , Christopher G. Varallo , Matthew William Daley , Hawley Troxell Ennis & Hawley LLP, 422 W. Riverside Ave., Ste. 1100, Spokane, WA, 99201-0300, for Appellant.

Douglas Warr Nicholson , Lathrop, Winbauer, Harrel & Slothower, 415 E. Mountain View Ave., Ste. 302, Ellensburg, WA, 98926-5802, for Respondent.

Amanda Nicole Martin , Northwest Consumer Law Center, 936 N. 34th St., Ste. 300, Seattle, WA, 98103-8869, for Amicus Curiae on behalf of Northwest Consumer Law Center.

In 2014 and again in 2017, U.S. Bank National Association's (U.S. Bank's) predecessor instituted two deed of trust judicial foreclosure actions against Michelle Loun. Both actions were involuntarily dismissed. After dismissal of the first action and for several months thereafter, Ms. Loun received monthly mortgage statements...

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