SILVEY v. NUMERICA CREDIT UNION

No. 38047-5-III.

519 P.3d 920 (2022)

Barbara SILVEY, on behalf of herself and all others similarly situated, Appellants, v. NUMERICA CREDIT UNION, Respondent.

Court of Appeals of Washington, Division 3.

Ordered Published Date November 1, 2022.


Attorney(s) appearing for the Case

Ari Y. Brown , Attorney at Law, 3909 47th Ave. S., Seattle, WA, 98118-1215, Beth Ellen Terrell , Terrell Marshall Law Group PLLC, 936 N 34th St. Ste. 300, Seattle, WA, 98103-8869, Howard Mark Goodfriend , Smith Goodfriend PS, 1619 8th Ave. N, Seattle, WA, 98109-3007, Jeffrey Kaliel , Kaliel Gold, PLLC, 1100 15th St. Nw. 4th Floor, Washington, DC, 20005, Andrea Gold , Tycko & Zavareei LLP, 1828 L St. Nw., Suite 1000, Washington, DC, 20036, Jonathan Streisfeld , 1 W Las Olas Boulevard, Suite 500, Fort Lauderdale, WA, 33301, for Appellants.

Matthew A. Mensik , Casey Morgan Bruner , Witherspoon Kelley, 422 W Riverside Ave. Ste. 1100, Spokane, WA, 99201-0300, Eric Werlinger , Katten, Muchin, Rosenman LLP, 2900 K Street Nw., North Tower Suite 200, Washington, DC, 20007, Stuart Richter , Katten, Muchin, Rosenman LLP, 2029 Century Park East, Suite 2600, Los Angeles, CA, 90067-3012, for Respondent.


¶1 Barbara Silvey brought a putative class action against Numerica Credit Union for breach of contract and related claims, contending that contrary to its contracts with members, Numerica used her "available" checking account balance rather than her larger "ledger" or "actual" balance to determine her liability for overdraft...

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