4518 S. 256TH, LLC v. KAREN L. GIBBON, P.S.

No. 73834-8-I.

382 P.3d 1 (2016)

195 Wash.App. 423

4518 S. 256TH, LLC, a Nevada Limited Liability Company, Appellant, v. KAREN L. GIBBON, P.S., Trustee; Recontrust, N.A., Trustee, Defendants, Mortgage Electronic Registration Systems, Inc. ("MERS") acting as nominee for Countrywide Home Loans, Inc., Beneficiary; The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the certificateholders of CWABS, Inc. Asset-backed Certificates, Series 2006-7, Respondents.

Court of Appeals of Washington, Division 1.

FILED: August 15, 2016.


Attorney(s) appearing for the Case

Thomas L. Dickson , Daniel J. Frohlich , Elizabeth Anne Camer Thompson , Dickson Law Group, P.S., 1201 Pacific Ave., Ste. 2050, Tacoma, WA, 98402-4337, for Appellant.

Karen Louise Gibbon , Personal Injury Law Group PLLC, 2015 33rd St., Everett, WA, 98201-4416, John Sterling Devlin, III , Lane Powell PC, Abraham K. Lorber , Attorney at Law, P.O. Box 91302, 1420 5th Ave., Ste. 4200, Seattle, WA, 98111-9402, for Respondents.


¶ 1 We consider whether a lender may initiate nonjudicial foreclosure of a deed of trust without accelerating the maturity date for the entire obligation secured by the deed of trust. We hold that it may, because acceleration and foreclosure are separate options that a lender is entitled to pursue after default.

¶ 2...

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