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ESPINOZA v. AMERICAN COMMERCE INS. CO.

No. 31569-0-III.

336 P.3d 115 (2014)

184 Wn. App. 176

Gabriel ESPINOZA, and Irma Espinoza, husband and wife, and the marital community composed thereof, Respondents, v. AMERICAN COMMERCE INSURANCE COMPANY, an insurance company, AAA Insurance Agency, a Washington Corporation, and Pamela S. Taylor and John Doe Taylor, husband and wife, and the marital community composed thereof, Appellants.

Court of Appeals of Washington, Division 3.

October 23, 2014.

Attorney(s) appearing for the Case

Daniel Edward Thenell , Thenell Law Group, P.C., Portland, OR, Jillian M. Hinman , Forsberg & Umlauf, P.S., Thomas Lether , Eric Jay Neal , Lether & Associates, PLLC, Seattle, WA, for Appellant.

Michael Thomas Watkins , Law Offices of Michael T. Watkins, Mountlake Terrace, WA, George Wallace McLean Jr. , Law Offices of George W. McLean, Jr., Seattle, WA, Philip Albert Talmadge , Talmadge/Fitzpatrick, Seattle, WA, for Respondent.

FEARING, J.

¶ 1 After a fire to their home, Gabriel and Irma Espinoza sued their homeowner's insurance company, American Commerce Insurance Company (ACIC) for recovery on the policy. ACIC denied coverage and rescinded the policy claiming that the Espinozas misrepresented facts when applying for insurance and when seeking recovery for the loss. Gabriel and Irma Espinoza also sued their insurance broker, AAA Insurance Agency (AAA), and insurance agent, Pamela Taylor...

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