SPEARMAN, A.C.J.
¶ 1 Janette Ochoa appeals a conclusion of law entered by the trial court in her lawsuit against her underinsured motorist (UIM) carrier, Progressive Classic Insurance Company, The Progressive Corporation, and Progressive Casualty Insurance Company (collectively, Progressive). After Ochoa was hit by a car operated by a pizza delivery driver, Progressive denied her UIM claim based on its position that the liability policy of the delivery driver...
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