SPEARMAN, J.
¶ 1 When two insurance policies operating on the same coverage level each contain an "other insurance" clause purporting to make the policy excess over the other policy, we generally disregard the clauses as mutually repugnant to each other, rendering each insurance company liable for a pro-rata share of the judgment or settlement. Here, the policies issued by Safeco Insurance Company of Illinois and Country Mutual Insurance Company, both operate...
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