SCHULTHEIS, C.J.
¶ 1 CHD, Inc. owed Taggart Engineering & Surveying money for surveying work, which was evidenced by a promissory note and secured by a deed of trust. CHD acknowledged the debt in Chapter 11 bankruptcy proceedings that were dismissed without confirmation or implementation of a reorganization plan. CHD later refinanced the encumbered property, requiring that Taggart be paid. The closing agent asked the noteholder for a payoff statement, which...
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