REIBER, C.J.
¶ 1. In this insurance coverage dispute, we revisit an issue that we first confronted in 2003. In Colwell v. Allstate Insurance Co., we recognized an anomaly in our then-existing uninsured/underinsured motorist (UM/UIM) law for accidents involving multiple victims. 2003 VT 5, 175 Vt. 61,
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