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ERIE INS. EXCHANGE v. JONES BY HARDISON

Record No. 210443.

870 S.E.2d 716 (2022)

ERIE INSURANCE EXCHANGE v. Diamond Danelle JONES, an Infant, BY Her Mother and Next Friend, Tracy HARDISON.

Supreme Court of Virginia.

April 14, 2022.

Attorney(s) appearing for the Case

John P. O'Herron ( Henry C. Spalding, III ; ThompsonMcMullan, on briefs), for appellant.

David Adam McKelvey (Crandall and Katt, on brief), for appellee.

Amicus Curiae: On Behalf of O.R., a Minor ( Timothy M. Fisk ; Fisk & Gregory, on brief), in support of appellee.

PRESENT: Goodwyn, C.J., Powell, Kelsey, McCullough, and Chafin, JJ., and Russell, S.J.

We consider in this appeal whether an all-terrain vehicle ("ATV") is covered under a homeowner's insurance policy as a "farm type vehicle." The circuit court found the insurance contract language ambiguous and ruled in favor of coverage. For the reasons noted below, we disagree and reverse.

BACKGROUND...

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