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PBM NUTRITIONALS, LLC v. LEXINGTON INS. CO.

Record No. 110669.

724 S.E.2d 707 (2012)

283 Va. 624

PBM NUTRITIONALS, LLC v. LEXINGTON INSURANCE COMPANY, et al.

Supreme Court of Virginia.

April 20, 2012.

Attorney(s) appearing for the Case

Robert F. Redmond, Jr. ( Brendan D. O'Toole ; William Mullen , Richmond, on briefs), for appellant.

Michael R. Ward , Richmond ( Melissa Y. York , Richmond; William A. Schneider ; Morris & Morris; Morrison Mahoney , on brief), for appellee Lexington Insurance Company.

E. Ford Stephens , Richmond, ( R. Braxton Hill, IV ; S. Perry Coburn ; Richard C. Bennett , Richmond; Micah J. Knapp ; Christian & Barton; Cozen O'Connor , on brief), for appellees Arch Insurance Company and Ace American Insurance Company.

Amicus Curiae United Policyholders ( Ian D. Titley ; William G. Passannante , Rene F. Hertzog ; Amy Bach , Gavin Law Offices; Anderson Kill & Olick, on brief), in support of appellant.

Amicux Curiae Complex Insurance Claims Litigation Association ( Laura A. Foggan ; Parker J. Lavin ; Wiley Rein , on Brief), in support of appellees.

Present: All the Justices.

OPINION BY Justice S. BERNARD GOODWYN.

In this appeal, we consider whether the circuit court erred in construing pollution exclusion endorsements in a commercial property insurance policy as precluding coverage for a multi-million dollar infant formula loss resulting from the infiltration of filter elements into the formula during the manufacturing process.

Background

PBM Nutritionals, LLC (PBM) filed a declaratory judgment action in the Circuit...

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