VIRGINIA FARM BUREAU MUT. INS. CO. v. WILLIAMS

Record No. 081900.

677 S.E.2d 299 (2009)

VIRGINIA FARM BUREAU MUTUAL INSURANCE COMPANY v. Virginia C. WILLIAMS, an Infant Who Sues by Her Father and Next Friend, Robert Williams, et al.

Supreme Court of Virginia.

June 4, 2009.


Attorney(s) appearing for the Case

Harley W. Duane, III; Justin S. Gravatt (Duane, Hauck & Gnapp, on briefs), Richmond, for appellant.

John G. Crandley (O.L. Gilbert; Preston, Wilson & Crandley; Gilbert, Albiston & Keller, on brief), Virginia Beach, for appellees Virginia C. Williams and Robert Williams.

Present: All the Justices.


OPINION BY Justice BARBARA MILANO KEENAN.

In this appeal, we consider whether an exclusion in an automobile insurance policy prohibited an insured party from "stacking," or combining, the uninsured/underinsured motorist coverage for bodily injury (UM/UIM coverage) on the three separate vehicles listed in the policy.

The facts of this case are not in dispute. Virginia C. Williams, who was then a minor, was injured in an automobile accident while riding as a...

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