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HOLLADAY BANK & TRUST v. GUNNISON VALLEY BANK

No. 20120400-CA.

319 P.3d 747 (2014)

2014 UT App 17

HOLLADAY BANK & TRUST, Plaintiff and Appellee, v. GUNNISON VALLEY BANK, Defendant and Appellant.

Court of Appeals of Utah.

January 24, 2014.

Attorney(s) appearing for the Case

V. Lowry Snow , Curtis M. Jensen , and Jonathan P. Wentz , St. George, Attorneys for Appellant.

Gerald H. Suniville and Alex B. Leeman , Salt Lake City, Attorneys for Appellee.

Judge STEPHEN L. ROTH authored this Opinion, in which Judges JAMES Z. DAVIS and CAROLYN B. McHUGH concurred.

ROTH, Judge:

¶ 1 This case involves a contract dispute between two banks. Defendant Gunnison Valley Bank (Gunnison) financed a substantial home loan, secured by a deed of trust, and Holladay Bank & Trust (Holladay) acquired a participation interest in the loan soon thereafter. When the borrower defaulted, Gunnison purchased the secured property at a foreclosure sale. The property proved to be worth less than the amount of the loan, however, and the banks...

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