PER CURIAM:
¶ 1 This matter is before the Court on Appellee JPMorgan Chase Bank's motion to summarily affirm the district court's decision on the ground the appeal fails to present a substantial basis for review. Appellant Nancy Madsen's response to the motion asserts that this Court's discussion of preemption in Madsen v. Washington Mutual Bank FSB, 2008 UT 69, ¶ 23,
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